Written by Jason Saltzman – CMO at freeHAMPreport.com
Grant Ackerman was in loan modification limbo, courtesy of her lender, Bank Of America. In a story that’s becoming so common it’s scary, he filed for chapter 13 bankruptcy to deal with his financial hardship. Even after months and months of waiting, and after submitting her paperwork three times, he never heard from Bank Of America about his loan modification application.
After weeks of follow up, and unanswered phone calls Grant received a letter in the mail informing him of a sale date on his property. All without any other notice, only the understanding that something was being done to lower his payments to make his home more affordable.
Grant hired a loan modification company and paid them 2,500 dollars in the hopes that they would remedy his situation. They promised to lower his payments and possibly lower the balance on his mortgage. After weeks and weeks Grant was finally told that his application for modification had been declined and the company was no longer in business.
Grants story is extremely common. Unfortunately there is no one that can give you a modification other than your lender so do not give in to false promises of a positive outcome with your lender. Of course, it makes since to get professional assistance but make sure your expectations are managed properly from the very beginning.
One way of avoiding all the scams and false promises is to check your eligibility for free at freeHAMPreport.com. When applying to your lender use this free service so you are not flying blind. The website will guide you through thousands of lender and federal guidelines and make it simple for you to apply. Best of all its 100% free so check it out today.
freeHAMPreport.com wants to hear your story. Post your story on our blog and show other people they are not alone. In this difficult time we all need to help each other. People that require personal assistance can leave their contact information on freeHAMPreport.com and someone live will get back to you to offer you free assistance.
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Just sending HAMP love from the Gulf Coast! Thanks for saving my home in Mississippi!
Have you guys offered HAMP help to everyone or just those in foreclosure?
Newbie,
We offer HAMP assistance to ALL. You don’t need to be behind on your mortgage to apply for HAMP. You can apply as “imminent default” meaning that you are most likely going to default on your loan because of your financial circumstances – although you have not yet. This type of preemptive strike shows banks that you’re on top of your mortgage and seeking help for the future so you DON’T default. Most banks will help by modifying your loan slightly to accomodate your given circumstances.
Make sure you read more blogs on blog.freehampreport.com to keep yourselves updates on the newest advances in HAMP and its modification coverage!
Thanks for visiting!
-freeHAMPreport.com Admin
My wife and I were in foreclosure and after 2 weeks of talking with you guys the foreclosure date was canceled and we received a temporary modification 2 weeks later! THANK YOU FREEHAMPREPORT SO MUCH!
Well written.
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Thanks for the post.
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Ho..That’s right, got it
I am not really sure what possessed you to start a blog of this capacity, but Kudos to you for it. I could never be that brazen. But I suppose of it has to be said, why be silent you know? Good Job!
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Interesante, yo cotizaciуn en mi sitio mas tarde.
Gracias
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All extremely true, but I don’t agree myself. I will stick the more conventional view. But I without doubt support your right to say what you want. Fascinating anyway.
http://freehampreport.com saved my home and saved me money! What more can a free service do for me?
yep, you got it..i applied for a loan modification last year from wells fargo and to this day, have not heard anything. yes, land of the capitalist bums. they sure as hell did not say no when i was dodging bullets from the enemy for the sake of our beautiful country. spent 41 years in the army. never have asked for anything in my life. so they can go to hell. hope capitalists have the decency and courtesy to say “thanx” to our guys out there right now..but they won’t, because the want m-o-n-e-y…
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Glad to see so many people are liking our site!! Keep your eyes out for more helpful tips!
Professor Loan Mod
WE appreciate any support that is out there! We are here to help all those that we can!! Thanks again for reading!
Professor Loan Mod ~
Well Thank you for the nice comment! We do our best here, please refer all your friends and family and of course anyone who needs a helping hand! You can also follow us on Facebook and Twitter…
Much appreciated!
Professor Loan Mod ~
Hello! wire nice post!
Thanks! Any suggestions and feed back is always welcome
Great lession indeed!! a lot of thanks.for posting? this informative article.
Interesting post and I thought it it to be better from prior entries on your blog.
Thanks for the feedback! We certainly try to post informative information for all those struggling home owners… We appreciate any feed back our readers send to us!
I must say that overall I am very taken with this site. It is apparent that you know you subject matter and you are passionate about it. I wish I had got your ability to write. I have bookmarked your site and look forward to more updates.
Thank you so much for your kind words, we hope you have found some helpful tips on how to apply for a loan modification and other helpful information.
Professor Loan Mod & Team